Financial insecurity is a reality for many people. Various survey questions over the years have tried to gauge its prevalence. The Federal Reserve began asking a question not long ago: how would you find $400 in an emergency?
It turns out that 47 percent of Americans would have to take out a loan or sell something, or else do not think they could find $400 at all.… read more »
Our reader question today comes from Caitlin, who is getting married this fall. She and her soon-to-be husband would like to start a family soon. To be sure, one cannot completely control the timing on these things, but they intend to begin that project next spring. So, as she said, she has a year and change before she might be pregnant. What would I recommend sh… read more »
Last Thursday at 7 a.m., a visitor to my house would have seen this: me, standing over the waffle maker, making about a dozen waffles over the course of 20 minutes. I try to do up breakfast when the kids are all up with me. They ate the waffles and the baby nursed, and then they experienced one of those upsides of big family life, the instant playdate. All four of them… read more »
Crystal Paine is known online as the “Money Saving Mom.” The focus of her site is deals and sales, but her new book coming out next month has a different twist. It’s called Money Making Mom, and taps into a particular economic and cultural phenomenon that’s worth examining.
Here are some realities. Middle-class incomes have been stagnant (if not dec… read more »
We spent Sunday at the Reading Fair. This has become one of our summer traditions, an annual August pilgrimage to ride the rides, look at the livestock, and eat less-than-virtuous things.
We also, each year, wind up playing carnival games. The kids beg to do this, but only certain games — the ones where you win a prize every time. It can be a completely crappy p… read more »